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Programs

Join the Charter Schools Fund today to provide your employees with affordable, quality health coverage while benefiting from the collective strength and savings our fund offers.

Health Benefits for Employees

The Charter Schools Fund offers a comprehensive suite of health benefit programs designed specifically for charter school employees. Our plans provide access to quality medical, dental, and vision coverage at competitive rates, helping schools attract and retain top talent while keeping costs manageable. Explore the options available to find the right coverage for your team.

MEDICAL COVERAGE FOR CHARTER SCHOOL EMPLOYEES

Comprehensive Health Coverage with a choice of Anthem BCBS, Aetna, or Cigna

Charter Schools Fund provides comprehensive medical coverage designed to meet the diverse healthcare needs of charter school employees. With a choice of three (3) robust networks coupled with flexible plan options, you get access to a wide range of health services, ensuring you and your family have the support you need for both routine care and emergency situations.

  • Network Choice: Your school can choose from any of the three networks offered. Depending on the size of your organization, you may be able to offer two or even all three of our networks simultaneously.
  • Wide Network Access: All three of our networks offer the largest number of doctors, specialists, and hospitals across the country, ensuring you receive care where you need it most.
  • Preventative Care Focus: Emphasizing wellness and preventive services, Charter Schools Fund helps employees stay healthy and avoid costly medical treatments later on.

Benefits to Charter Schools

Charter Schools Fund's national presence and extensive support network help reduce healthcare costs while offering flexible plan designs that meet the needs of charter school employees. Whether it's preventive care or specialized treatment, we help keep employees healthy while delivering benefits to improve staff retention.

PRESCRIPTION COVERAGE FOR CHARTER SCHOOL EMPLOYEES

Affordable and Convenient Prescription Coverage with CVS or Prime

Coverage is the same, but depending on the medical carrier you choose, the pharmacy benefit manager (PBM) will either be coupled with CVS or Prime. Both offer charter school employees affordable, accessible, and convenient medication services. From filling prescriptions to managing refills, we ensure that you get the right medications, at the right time, to keep your health on track.

  • Easy Prescription Refills: Manage and refill prescriptions online or through the Pharmacies' mobile apps.
  • Have prescriptions delivered right to your door, saving you time and hassle.
  • Specialty Pharmacy Services: For employees who require specialized medications, we offer expert support, including medication counseling and personalized care plans.

Benefits to Charter Schools

By partnering with Charter Schools Fund, we're able to deliver the best medicines, more easily, with less paperwork, to your employees. Our varied prescription plans give employees choices to get rich low-copay options to more affordable generic-only plans. We help reduce medication-related costs while improving employee health outcomes through convenience and affordability.

DENTAL COVERAGE FOR CHARTER SCHOOL EMPLOYEES

Comprehensive Dental Coverage with Delta Dental

Ensure your employees' oral health is in good hands with Delta Dental. Offering comprehensive dental coverage that supports preventative care, routine checkups, basic services, and complex procedures, Delta Dental provides peace of mind and expert care for the whole family.

  • Large Network of Providers: Access to an extensive national network of dentists and specialists, ensuring quality care is available near you.
  • Preventive Care Focus: All of our plans include 100% essential preventive services like cleanings, exams, and X-rays to maintain optimal oral health.
  • Choose from a variety of PPO dental plans to suit the needs of your employees, which include various levels of maximum benefits, and orthodontia coverage.
  • Orthodontia Coverage: Delta Dental provides coverage for orthodontic treatment, including braces, for both children and adults.

Benefits to Charter Schools

Delta Dental's comprehensive coverage and large network help ensure that charter school employees have access to affordable and high-quality dental care. Charter Schools Fund offers rich plans that many schools are unable to purchase in their regional markets. Improved oral health has been found to have a direct positive impact on overall health.

VISION COVERAGE FOR CHARTER SCHOOL EMPLOYEES

Comprehensive Vision Coverage with Eyemed

Eyemed provides vision coverage that helps charter school employees maintain healthy eyesight, with access to a wide range of services—from eye exams to prescription glasses and contact lenses. Eyemed partners with top vision care providers, ensuring high-quality service and affordable options for your employees.

  • Access thousands of in-network providers nationwide, including independent optometrists and major optical retailers.
  • Comprehensive Benefits: Eyemed covers routine eye exams, corrective eyewear (glasses and contacts), and laser vision correction surgery.
  • Tailored vision plans that meet the unique needs of your employees, including options for family coverage.
  • Get discounts on eyewear, lenses, and frames, ensuring that vision care is both accessible and affordable.

Benefits to Charter Schools

By offering Eyemed's vision plans, charter schools can provide employees with affordable access to essential eye care, helping to improve productivity and overall well-being. Eye health is an important part of overall health, and Eyemed's network ensures employees receive the best care without breaking the budget.

WELLNESS & INCENTIVES FOR CHARTER SCHOOL EMPLOYEES

Flexible Structure. Measurable Outcomes.

Charter Schools Fund offers a wellness program that keeps employees engaged in their health with verified activities and a monthly cashback incentive. Members enrolled in medical or prescription coverage are automatically enrolled—at no cost to schools or members. The program is delivered in partnership with Lifetime Fitness' online app.

  • Members complete wellness activities verified via app, wearables, or geo-fenced check-ins.
  • Measurable ROI: Engagement, participation, and ROI metrics can be tracked to show program impact.
  • Eligibility: All members enrolled in medical or prescription coverage are automatically enrolled in the wellness program.
  • Cashback Incentive: $20 per employee, per month for qualified enrolled members who complete the wellness activities.
  • Employee Assistance Program (EAP): Included for confidential support with everyday challenges.
  • Partnered with Lifetime Fitness' online app for activity tracking and content.
  • Cost: There is no cost to Charter Schools Fund clients or their members.

Benefits to Charter Schools

The wellness program promotes healthier employees and stronger engagement with measurable ROI data schools can act on. With no added cost, automatic enrollment for everyone on medical or prescription coverage, and a tangible monthly cashback reward, it's a straightforward way to recognize staff while supporting overall well-being and helping reduce long-term claims costs.

Looking for more information about our offerings?