Terms of Service

Effective Date: February 26, 2026

Terms and Conditions

Welcome to the Charter Schools Fund website ("Site"). By accessing or using this Site at charterschools.fund, you agree to be bound by these Terms of Service ("Terms"). If you do not agree with these Terms, please do not use this Site.

1. Informational Purposes Only

The content on this Site is provided for general informational purposes only. Nothing on this Site constitutes legal, medical, financial, or insurance advice. The information provided about health benefit programs, coverage options, and partner carriers is intended to offer a general overview and should not be relied upon as a substitute for professional advice tailored to your specific circumstances.

For specific questions about coverage, eligibility, or benefits, please contact us directly or consult with your plan administrator.

2. Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, images, page layout, and design, is the property of Charter Schools Fund or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise use any content from this Site without prior written permission from Charter Schools Fund, except for personal, non-commercial use such as viewing and printing pages for your own reference.

The Charter Schools Fund name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Charter Schools Fund. You may not use such marks without our prior written permission. All other names, logos, product and service names, designs, and slogans on this Site are the trademarks of their respective owners.

3. Use of the Site

You agree to use this Site only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the Site in any way that violates any applicable federal, state, or local law or regulation.
  • Attempt to gain unauthorized access to any portion of the Site, its servers, or any systems or networks connected to the Site.
  • Use any automated system, including robots, spiders, or scrapers, to access the Site for any purpose without our express written permission.
  • Introduce any viruses, malware, or other harmful material to the Site.

4. Third-Party Links

This Site may contain links to third-party websites, including those of our insurance carrier partners, provider networks, and service providers. These links are provided for your convenience only. Charter Schools Fund does not endorse and is not responsible for the content, accuracy, or practices of any third-party website. Your use of third-party websites is at your own risk and subject to the terms and conditions of those sites.

5. Limitation of Liability

To the fullest extent permitted by applicable law, Charter Schools Fund, its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, arising out of or in connection with:

  • Your use of or inability to use this Site.
  • Any errors, omissions, or inaccuracies in the content on this Site.
  • Any unauthorized access to or use of our servers or any personal information stored therein.
  • Any interruption or cessation of transmission to or from this Site.

6. Disclaimer of Warranties

This Site is provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied. Charter Schools Fund disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components.

7. Indemnification

You agree to indemnify, defend, and hold harmless Charter Schools Fund and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to your use of this Site or your violation of these Terms.

8. Governing Law

These Terms and any disputes arising out of or related to these Terms or your use of this Site shall be governed by and construed in accordance with the laws of the Commonwealth of Kentucky, without regard to its conflict of laws principles. Any legal action or proceeding arising under these Terms shall be brought exclusively in the state or federal courts located in Jefferson County, Kentucky, and you consent to the personal jurisdiction of such courts.

9. Changes to These Terms

Charter Schools Fund reserves the right to modify or replace these Terms at any time at our sole discretion. Changes will be posted on this page with a revised effective date. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

10. Severability

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

11. Contact Us

If you have questions about these Terms of Service, please contact us: